RV Insurance – Protect Your Motorhome or Travel Trailer
Hit the Road with Confidence
Owning an RV means freedom — weekend getaways at Wallace State Park, road trips across Missouri, or cross-country adventures. But with that freedom comes unique risks.
RVs combine the mobility of a vehicle with the value of a home. At Antioch Insurance, we make sure your motorhome, camper, or trailer is protected from both road hazards and off-road risks.
What RV Insurance Covers
RV insurance blends auto and homeowners-style protections. Coverage options may include:
Liability Coverage
If you cause an accident on the road or at a campsite.
Collision & Comprehensive
Protection against crashes, theft, fire, or storm damage.
Personal Belongings Coverage
Safeguards your clothing, electronics, and other valuables inside your RV.
Vacation Liability
Covers accidents that happen while your RV is parked at a campsite.
Roadside Assistance
Specialized towing and emergency help for motorhomes and trailers.
Full-Timer Coverage
Extra liability for RVers who use their motorhome as a primary residence.
Motorhomes vs. Travel Trailers
Not all RVs are alike — and neither is their insurance.
Motorhomes (Class A, B, C)
Insured like a vehicle plus coverage for contents.
Towable Trailers
(travel trailers, fifth-wheels, pop-ups)
Coverage applies to both towing and while parked.
Antioch helps you choose the right protection for the way you travel.
Save with Multi-Policy Discounts
Many Missouri families insure more than one vehicle, and bundling can lead to savings. Ask us about combining your RV coverage with your Auto Insurance and Homeowners Insurance policies for convenience and discounts.
RV Insurance FAQs
Does RV insurance cover my belongings?
Yes, most policies include personal property coverage, with options to increase limits for valuables.
Am I covered when my RV is in storage?
Comprehensive coverage protects against fire, theft, and other risks, even in the off-season.
Do I need RV insurance for a trailer?
Yes, most lenders and campgrounds require coverage, even for towables.
Ready for Your Next Journey?
Before you hit the highway, make sure your RV is fully protected. Antioch Insurance will compare top insurers to find the right blend of coverage and value — so your adventures stay worry-free.