Motorcycle Insurance in Missouri – Ride Protected
Freedom of the Open Road – Backed by Motorcycle Insurance
Few things compare to the freedom of riding a motorcycle — but with that freedom comes risk. Whether you’re a weekend cruiser on scenic Missouri routes or a daily commuter navigating KC traffic, Antioch Insurance helps keep you and your bike protected.
As an independent, family-owned agency, we compare multiple carriers to secure the coverage that fits your ride, your budget, and your lifestyle.
Coverages for Your Motorcycle
Motorcycle insurance provides protections beyond what auto policies cover, including:
Liability Coverage
Required in Missouri, covers injuries or property damage you cause.
Collision Coverage
Pays for repairs if your bike is damaged in an accident.
Comprehensive Coverage
Protects against theft, vandalism, fire, or storm damage.
Uninsured/Underinsured Motorist Coverage
Essential protection if another driver is at fault but underinsured.
Accessories & Custom Parts Coverage
Insures saddlebags, chrome, custom paint, and other upgrades.
Guest Passenger Liability
Covers medical costs for your passengers if injured while riding.
Discounts for Riders
Insurance shouldn’t hold you back from enjoying the ride. Antioch helps riders access valuable discounts, such as:
Multi-Policy Discounts
(bundle with Auto Insurance or Homeowners Insurance)
Multi-Bike Discounts
for insuring more than one motorcycle
Safety Course Discounts
for completing rider training programs
Mature Rider Discounts
for experienced bikers
Good Driver Discounts
for clean records
Custom Bikes, Vintage Motorcycles & More
From Harleys to custom choppers to vintage classics, every bike has its own value and risks. Antioch helps you insure specialty motorcycles with agreed value coverage so your investment is fully protected.
Whether you ride a sport bike, touring bike, or collector’s piece, we’ll make sure your coverage keeps up with your ride.
Missouri Motorcycle Requirements & FAQs
Is motorcycle insurance required in Missouri?
Yes, liability coverage is mandatory. We’ll help you meet state requirements affordably.
Can I insure my helmet and gear?
Many policies extend coverage to riding gear — we’ll review your options.
Are seasonal riders covered year-round?
Yes, policies protect against theft or storage risks even when your bike isn’t on the road.
Ride Safe with Local Support
Antioch Insurance isn’t a call center — it’s a local agency that understands Missouri riders. We’re here for you before, during, and after a claim, so you can keep your focus where it belongs: on the ride.