ATV & Off-Road Vehicle Insurance in Missouri
Adventure Secure – ATV Insurance for Your Off-Road Fun
From trail riding in Missouri’s parks to working a family farm with a side-by-side, ATVs add freedom and excitement to life. But accidents, theft, and injuries can quickly turn that fun into financial stress.
At Antioch Insurance, we help Kansas City families cover their ATVs, UTVs, and other off-road vehicles with affordable, straightforward policies.
Coverage Highlights for ATVs
A specialized ATV policy can protect you against common risks, including:
Collision Coverage
Repairs if your ATV flips, crashes, or collides with another vehicle.
Comprehensive Coverage
Theft, vandalism, fire, or storm damage to your off-road vehicle.
Liability Coverage
Protection if you cause injury or property damage while riding.
Medical Payments
Helps with medical expenses for you or passengers after an accident.
ATV Insurance Made Easy
Many carriers let you add ATV coverage to your Auto Insurance policy for simplicity and savings. As an independent agency, Antioch compares options to find the right balance of price and protection.
Missouri Laws & Safety
ATV insurance isn’t always required in Missouri, but it’s strongly recommended if you:
Ride on public roads or trails
Finance your ATV (lenders often require insurance)
Want protection against theft or liability lawsuits
Quick Tip:
Helmets and safe-riding practices aren’t just smart — they can help reduce your premiums with some carriers.
Covering All Off-Road Vehicles
Beyond standard four-wheelers, we also insure:
Side-by-sides (UTVs)
Dune buggies
Dirt bikes
Golf carts (when used off private property)
Antioch helps you insure the full spectrum of vehicles that take you off the beaten path.
Get a Free ATV Insurance Quote
Don’t let an accident or theft stall your adventures. Antioch Insurance makes it easy to add ATV coverage to your existing policies or secure a standalone plan.